Get a full financial stack, from day one.
Mercury gives you no-frills banking with limited functionality. Brex gives you a business account, credit card, bill pay, travel, and reimbursements — all in one scalable solution.
Get a full financial stack, from day one.
Mercury gives you no-frills banking with limited functionality. Brex gives you a business account, credit card, bill pay, travel, and reimbursements — all in one scalable solution.
Why 1 in 3 venture-backed startups prefer Brex.
Maximize earnings, minimize risk.
Earn up to 4.36%† with same-hour liquidity, no hidden fees, and no minimums. Brex offers the highest-returning, lowest-risk treasury product. Period.
Increase your working capital.
Scale faster with 20x higher credit limits, powerful card controls, and industry-leading rewards. Brex gives you everything you need to save, spend, and grow your money.
Gain more control of spend.
Set customizable limits and embedded controls across cards and reimbursements, and manage spend before it happens. Every dollar is tracked in real-time, for unmatched visibility.
"Other banking products required $500,000 minimums to access money market and yield accounts. Brex’s banking product is very competitive on its own, but not requiring a minimum balance to earn yield was incredibly appealing.”
— Adam Alpert, Co-founder, Pangea
See how Brex compares to Mercury.
Brex | Mercury | |
|---|---|---|
Brex | Mercury | |
Virtual and physical credit cards | ||
Virtual and physical credit cards | ||
No minimum treasury balance | ||
No minimum treasury balance | ||
Up to $6M in FDIC-insurance | ||
Up to $6M in FDIC-insurance | ||
Access invested funds | 1 hour | 1+ days |
Access invested funds | ||
1 hour | 1+ days | |
Global card issuance and payments | ||
Global card issuance and payments | ||
Fully automated expenses for 1,000s of merchants | ||
Fully automated expenses for 1,000s of merchants | ||
Smart, scalable budgets | ||
Smart, scalable budgets | ||
In-app travel booking | ||
In-app travel booking | ||
Award-winning NetSuite integration | Partner of the Year for 2023 | |
Award-winning NetSuite integration | ||
Partner of the Year for 2023 | ||
24/7 live support | ||
24/7 live support | ||
#1 rated mobile app (4.9 ⭐) | ||
#1 rated mobile app (4.9 ⭐) | ||
Don’t just take our word for it.
“Every startup should use Brex”
“It's easy to integrate, intuitive to use, and professionally tracks expenses for cash and credit. All while integrating into out accounting software. Throw in the rewards program and it's a no-brainer...”
“Awesome”
“Brex makes creating a business account seamless and efficient. No unnecessary fees. Having a dedicated customer service rep is incredible. The ability to use it worldwide with 0 foreign transaction fees, international shipping cards to team members, virtual cards, and excellent spend management makes tracking spending easy.”
“Cash flow for startups”
“Brex is the only company that would offer us credit, and for that I'm grateful. They give us the flexibility we need to grow the business by buying things today that we’ll be able to pay back in most cases less than a week. Traditional banks don’t care to understand my business and just decline, Brex gets startups.”